Our Lease vs. Buy Calculator is a fully-functional graphing spreadsheet, designed to help you determine whether it makes more sense to lease or to buy (pay cash for) your next acquisition of capital equipment for your business.
The calculator is a Microsoft Excel spreadsheet, modifiable by you.
The spreadsheet parameters can be adjusted to fit your specific circumstances and will reveal how quickly you will receive positive cash flow from your investment in a capital item acquired for your business.
Enter the following variables:
Click on the following link to make your calculations:
- The acquisition cost (vendor invoice amount or cash purchase price) of the asset
- The dollar amount of benefits the new asset will provide to you monthly
- The monthly lease fee (lease payment) based on the term you select (call us for a quote on your specific needs)
- The lease end residual amount (in dollars - usually either $1 or calculated as a percentage of the vendor's original invoice amount)
Email or call us any time to get specific information on what your various payment amounts and options would be (so you can plug them in on the spreadsheet).