Yorkspeach LLC, dba Lease$mart
Information and understanding is our stock in trade.
WE WILL ALWAYS RESPECT YOUR PRIVACY AND THE PRIVILEGED INFORMATION YOU SHARE WITH US IN CONFIDENCE.
Usually the more we know about your situation and your needs the better we can serve you, so if you initiate a transaction or make an inquiry about one, you can expect us to ask you enough questions so that we can better assess your needs and your goals. Sometimes, it seems, we may ask too many questions, and we're conscious of probing too deep. Our clients and customers benefit when we have a solid understanding of each one's prospects for the future and their experiences from the past. This knowledge strengthens the foundation of our relationship and applies to most parties with which we contemplate business transactions.
We are committed to protecting the confidentiality of all confidential information entrusted to us. We carefully manage that information to provide each client with high quality financial products and services, and we never sell or share confidential information with non-affiliated outside parties.
In general, you can visit this Web site without telling us who you are or revealing any information about yourself. Our web servers collect the domain names, not the e-mail addresses, of visitors. Domain name information that we collect is not used to personally identify you and instead is aggregated to measure the number of visits, average time spent on the site, pages viewed, etc. We use this information to measure the use of our site and to improve the content of our site.
In addition, there are portions of this website and in our business dealings with you where we may need to collect personal and business information from you for a specific purpose, such as to provide you with credit approval and/or for certain information you request from us.
When personally identifiable information or financial data other information is collected from you, we generally let you know at the time of collection how we will use the personal information. Usually, we use the personal information you provide only to respond to your inquiry or to process your request for credit approval on a leasing or financing request or to be added to our approved supplier database.
WE WILL ONLY USE YOUR CONFIDENTIAL INFORMATION TO SERVE YOU IN CONNECTION WITH A TRANSACTION YOU INITIATE. We gather and use Confidential Information in the course of providing you with leasing and financial services.
We may gather Confidential Information from the following sources:
- Information you provide on applications and through other forms, such as your name, address, social security number, and income and other financial information.
- Information based on your transactions and account experience with us or with other references you provide to us, such as account balances, and payment or overdraft history.
- Information from a consumer report, such as your creditworthiness and credit history.
- Information which is developed from publicly-available information such as news articles, public records or the internet.
Using and Sharing Information.
Your information is accessible only to employees who need the information to provide products or services to you. All our staff with access to your personal information are bound by a formal Code of Ethics emphasizing their responsibility to maintain the privacy and confidentiality of your information.
We will share your information only with those other parties who have a "need to know" in connection with a transaction you have initiated.
We will regularly furnish your personally identifiable information to our underwriters, lenders and investors in the context of providing our leasing services and financial products to you. If you do not want us to furnish your information outside of our offices, you may instruct us to keep it confidential to our internal staff and we will respect your request, however our abilities to provide certain services and terms to you may be limited by that requirement.
Disclosing Information as Permitted by Law.
We may disclose Confidential Information with your consent or as otherwise permitted by law. For example, this may include disclosure to a credit-reporting agency or in response to a subpoena or other legal process. It may also include disclosure to protect against fraud, as part of an audit or examination.
We do not share Confidential Information about former customers, except as permitted by law.
Our website may contain links to other websites. We are advising you that we are not responsible for the privacy practices or content of any other websites outside of our control.
Important Note Regarding U.S. Law
Please note: The laws and regulations in different countries impose different (and even conflicting) requirements on the Internet and data protection. We are located in the USA, as are the servers that make this site available worldwide. All matters relating to this site are governed by the laws of the State of Arizona in the USA. If you are located in the outside of the USA and you contact us, please note that any information you provide will be transferred to the USA and by submitting the information you authorize this transfer.
This document was last updated January 3, 2004.